Welcome to Swipii!
We refer to our Swipii users as a “user” (collectively referred to as “you”, “your” or “users”).
Our partner businesses (who provide you with cashback for purchasing their goods and services) are referred to as “Merchant” or “Merchants”.
The service Swipii provides, as detailed below, is referred to as “the Service”.
In exchange for our provision of the Service, we require you to make the following commitments to us as a Swipii user:
Your contract is with the Merchant who has issued the cashback – It is NOT with Swipii.
With the Swipii app, you earn cashback every time you make a purchase with a Swipii Merchant.
Always on Cashback Offers
This is the cashback amount which users are able to redeem anytime provided they meet the criteria given in the above section ‘Earning Cashback’, and that there isn’t an Extra Cashback Offer which they’re eligible for at the time of redemption.
Extra Cashback Offers
These are campaigns set up by Merchants to allow users to receive a higher amount of cashback than the Merchant’s standard ‘Always on’ amount when the user redeems against a campaign that they’re eligible for. Unlike ‘Always on’ cashback offers, Extra Cashback Offers are subject to particular parameters. There are two types of Extra Cashback Offers, Scheduled Offers and Personalised Offers.
Scheduled Offers are time-bound offers available to all users.
Personalised Offers which are available to specific users who meet its target parameters. Win-Back Offers are a type of Personalised Offer.
Win-Back Offers are Personalised Offers which are designed to target users who haven’t transacted with a linked card at a Merchant from a period of time.
To be absolutely clear, the "available cashback" balance does not represent a sum of money held by us on your behalf.
You can submit a request to withdraw cashback at any time, providing the Available Cashback balance has a value greater than £2. The minimum withdrawal amount is subject to change at any time.
You may only request one payout option in any 24 hour period.
You may withdraw your cash from your "Balance" by providing your bank account details in the app. Payout methods may stipulate a minimum value threshold being reached before allowing you to withdraw your cashback.
It is your responsibility to ensure your correct payout details are submitted. We shall not be responsible for any Payable Cashback being sent to an incorrect destination where you have provided incorrect details.
The time between requesting payment of your Payable Cashback and it being credited to your chosen payout method within 5-10 working days. We shall not be liable for any delays.
We reserve the right to suspend Payable Cashback payments at any time without notice to you if we reasonably suspect fraudulent activity has taken place.
Referring a friend is a great way to share Swipii and encourage your friends to support local businesses. As with everything, there are some guidelines in place so that it’s all fair and sustainable. Here’s all the necessary info:
In order to refer a friend to Swipii, the referrer must:
The referrer can also:
In order to gain a bonus for joining Swipii via a referral link, the referee must:
If the referee installs the app and makes their first purchase with their linked card, both the referee and the referrer will receive bonus cashback of an amount advertised by Swipii from time to time.
This cashback will be applied to your "Balance", available to withdraw to a bank of your choice when you hit the minimal withdrawal threshold.
When the referee makes the qualifying purchase, Swipii will notify both referrer and referee that the bonus cashback has been allocated to each of their "Balances".
We reserve the right to vary these terms and conditions and to terminate the scheme at any time. It is your responsibility to remain informed as to any changes via these pages and our normal channels of communication.
By taking part in the scheme you understand that we continuously monitor participation and will take action against suspected abusive or fraudulent activity.
Swipii reserves the right to terminate the Service and/or your use of the Service at our discretion and without notice.